Many Americans are unable to qualify for a traditional mortgage due to credit problems, previous bankruptcies, and high debt to income ratios. In addition, people who are self-employed or work on commission often have difficulty securing traditional financing as their income, though more than adequate, may be sporadic. Others don’t have enough time on the job or not enough savings for the down payment or closing costs.
Keep in mind, we are not Realtors and we are not mortgage brokers. We are a group of local real estate investors with goals to help others obtain the privilege of home ownership, including building equity while strengthening our communities.