Welcome to Guaranteed Approval Programs!
If you are looking for more information on how you can purchase a home even if you have been turned down for a traditional mortgage because of credit problems, being self-employed, not having enough down payment or time on the job, monthly bills being too high, or problems with income verification, you have come to the right place!
We are not Realtors. We are not a Mortgage Company. We are a group of real estate investors with limited private funding and a credit line. Depending on your current situation, we have several programs to assist you in purchasing a home of your own. If you qualify, we purchase the home you select and sell it back to you with owner financing at current market rates and terms.
There are no catches! We understand the problems that prevent a good person from qualifying for a mortgage. We are willing to do business with someone who has a promising outlook for a better future. If you are that type of person, we want to talk with you about getting you into a home.
The bottom line:
- We can assist you in obtaining a home for your family. We buy the home and sell it back to you at appraised value at market interest rates on a fixed 30 year loan.
- You can prepay this loan at any time without additional fees.You can choose a home on the Multiple Listing Service or For Sale By Owner. We use Realtors to ensure you have access to as many homes as possible.
- You can be employed, self-employed, or work on commission.
- You cannot be in current bankruptcy, but a previous bankruptcy does not disqualify you automatically.
- You do NOT need to have excellent credit.
- Please remember: We are NOT real estate agents, mortgage companies, or lenders.
Due to the overwhelming response our advertising has produced, the Program may not be available unless you complete these 3 steps:
- Download our Registration Sheet via Docusign, fill it out completely, and return it to us right away-as our Program is Limited.
- Be sure and get it back to us BEFORE 30 Calendar Days. (Registrations received after 30 days will be accepted on a first come –first served basis.)
- Pay the $35 Credit Processing Fee (per person) via PayPal. This fee is used to obtain your Credit Report to determine which program you will qualify for.
Once you have completed the registration process, look for our verification email to learn about the underwriting process. Once the underwriting process is completed, we will be in touch to schedule an appointment (either on the telephone or have you come into one of our local offices) for your interview appointment. At that time, we will answer any questions you may have.
Thank you for your interest in Guaranteed Approval Programs. We look forward to assisting you and your family to obtain the dream of home ownership.